How to apply for loans?
When applying for this type of microcredit , the steps are so simple that you will really be surprised at how quickly you will have the money in your bank account. The first thing to do is to enter the page that the entity has at your service and there you will find a credit simulator that will help you choose the amount and time in which you want to deliver the money. Once you have chosen these two options, the next step is to see if you can deal with that amount with the interests that are going to be generated.
Once you have all the correct data, the next one is to send the request to the entity so they can verify all your data. The company may contact you to request some extra information or it may be more than enough with the first ones you send. If for more than 15 minutes, the entity puts you “processing” on your application, it is likely that you have to send some extra documents that the entity will ask you by email.
Request the credit, does not force you to have to accept it. You can ask for all the data and even the company can send you the contract but until you decide to sign it, you do not have any kind of responsibility with this credit.
Sending the request at this point is only informative
Now, the platform is going to ask you to identify yourself. Identification can be done in two ways, the first is to do it by means of a tool called instator. You can request this tool in your bank account and it is done completely confidential . Here, you will verify the data of the person who has the account and you can see if it is a solvent person or on the contrary has pending accounts. This type of method is one of the most used, since the company does not have to do a study to the client because with the instator all the debts that he has if he had them come out. On the other hand, this makes the granting of credit much faster.
Another way to do it is completely manual. Here, what you will have to do is send an email with all the documentation you need completely scanned.
The documentation you will need is a photocopy of your ID and bank card number.
After the company does the verification, you can receive the money at any time, but it is normal to receive it a minute after accepting the credit through your signature.
For the company to indicate if you have obtained the credit or not, you have two types of messages, one that will arrive by SMS and another that will arrive by email and through which they will tell you that the money has already been transferred to your account and that you can use it for what you need. You can start using the money from the first moment it reaches your account without giving explanations of any kind.
Immediate loans are ready to be ordered without any collateral. These unsecured credits can be obtained without having to leave your car or your house or account and also ask your friends or family to put their signature to endorse you. These credits are 100% free of guarantee.
Advantages of loans online
Almost all the clients that have requested credits in the entity coincide in the same things. One of the main ones is that you can get credits of up to 800 euros without problems in less than 15 minutes , which saves many families in case an unexpected expense reaches the entity.
In addition, the fact that they do not need to move from home to have the credit in their hands, is something that encourages many people to carry out the request, since only 15 minutes of their time is what they will occupy to enjoy said credit. .
This type of unsecured loans are also very necessary in case you do not have a payroll or a stable job , because even with a pension you can carry out the payments month by month. The only thing you need to prove is periodic income.
For the return of this credit, the customers are very grateful that the entity is the one that deals with the payments in full, since they are the ones that pass the collection on your own . This means that you do not miss the day of payment and have to pay a plus for late payment.